> ## Documentation Index > Fetch the complete documentation index at: https://docs.onboard.xyz/llms.txt > Use this file to discover all available pages before exploring further. # Introduction An offramp account generates a stablecoin deposit address that's linked directly to a beneficiary's bank account. Every deposit to that address is automatically converted and paid out — there's no separate "initiate payout" step. A stablecoin deposit passes through the Onboard Payment System and results in a cash payout to the beneficiary If the payout fails after a deposit is received, the funds are refunded to your main account rather than lost or stuck: On payment failure, funds are refunded to the Main Account Continue to [Process for Offramp Accounts](/guides/product-features/offramp-accounts/process).