Skip to main content
Cash deposits let you onramp local currency without a standing account number. Unlike a virtual account number, which is a reusable, standing bank account number, a cash deposit generates a single-use, disposable account number per transaction — once the payment completes, that account number is no longer valid. The trade-off is precision: because each cash deposit is tied to exactly one transaction, the conversion rate is locked in ahead of time via a quote, rather than applied at the moment of an incoming transfer. A deposit to a bank account passes through the Onboard risk system and FX system before landing in the Virtual Account Continue to Cash Deposit Flow for the full request sequence.