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Sub-accounts let you represent individual customers or business units under your primary account, each with an independent balance.

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Creating sub-accounts

Create a sub-account with POST /ledger/subaccounts, passing a subAccountIdRef — use your own internal customer or entity identifier here, since it’s how you’ll reference the sub-account in every subsequent call.

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Updating and deleting

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Inter-account transfers

Move funds between your primary account and any sub-account, or between two sub-accounts, to rebalance or settle internally without touching an external rail.